Why Mortgage Credit Report Fees Are Increasing in 2026 And Why Some Lenders Now Charge Up Front

Why Mortgage Credit Report Fees Are Increasing in 2026 And Why Some Lenders Now Charge Up Front If you are applying for a mortgage in 2026, you may notice that the credit report fee on your loan estimate is higher than it used to be. In some cases, lenders are even requiring borrowers to pay this fe

How to Find Banked-Owned Homes

What Is an REO Property in Georgia? Pros, Cons, and How to Find Bank-Owned Homes If you’re searching for investment opportunities or affordable homes in Georgia, you’ve probably seen the term REO property. This guide breaks down what an REO is, how REO listings work in Georgia, and the real pros and

Credit Score Changes in 2025: What Home Buyers and Refinance Borrowers Must Know Before Applying

Top 10 Credit Score Rule Changes (2025–2026) That Can Impact Your Mortgage Approval Credit scoring for mortgages is changing. New rules and model updates can affect how your profile is evaluated for a home purchase, refinance, or getting mortgage-ready. Below are the 10 biggest changes and the simpl

How Artificial Intelligence Is Transforming the Housing Market: Expert Forecasts for 2026

How Artificial Intelligence Is Forecast to Transform the Housing Market in 2026 Artificial intelligence is changing how buyers, sellers, agents, lenders, and investors interpret housing data. The biggest shift is not that AI replaces real estate professionals. The shift is speed, personalization, an